• From October 1st until November 13th, 2009, B2B’s 100% Investment Loan will be offered at 3.25%.¹
• Minimum loan amount: $10,000; maximum loan amount $250,000 (higher amounts are welcome; however, credit qualification criteria and documentation requirements may vary).
• Available for all payment and margin types: interest only, principal plus interest, margin call and no margin call loans.
• For all 100% Loans in any of our lending programs: - B2B Trust Standard Loan - B2B Trust Select Loan (NEW) - B2B Trust Distribution Alliance Loan
• Re-writes of existing loans are not eligible for the promotional rate.
• Transfers from other institutions are permitted - including under-collateralized loans to a maximum loan-to-value (LTV) of 135%.²

If you have any questions at all – especially on how you can take advantage of this exciting 100% Loan Rate Sale, please contact us.

¹Rate is variable, and based on B2B Trust’s Prime Rate + 1.00%.  As of September 22, 2009, B2B Trust’s Prime Rate is 2.25% which may fluctuate from time to time and is subject to change without notice.  Annual Percentage Rate (APR ) same as rate shown. ²B2B Trust will only accept a limited amount of under-collateralized loans and reserves the right to discontinue accepting under-collateralized loans at its discretion without prior notice. B2B Trust reserves the right to withdraw this offer at any time. B2B Trust does not provide investment advice to individuals or advisors and does not endorse or promote any investment products. The dealer and advisor, not B2B Trust, are responsible for determining the suitability of investments for their clients and for informing them of the risks associated with borrowing to invest. B2B Trust acts solely in the capacity of lender and loan account administrator. Any loan approval by B2B Trust should not be construed as an endorsement of any investment choice, program or strategy. All loans are subject to credit approval and borrowed monies are due and payable regardless of the performance of the investments purchased. B2B Trust reserves the right to request additional information or documentation at its sole discretion. The B2B Trust investment loan program is available exclusively through licensed financial advisors. ®B2B TRUST is a registered trademark of B2B Trust.

Yes, that’s right. The Empire Life Solution Series of term life insurance products provide coverage for customers for as long as they live. And it gets even better.

Unlike conventional products in the marketplace, all Solution Series products provide level coverage to life insurance age 100, when the coverage in force becomes paid-up. That same coverage then increases by 5% per year beginning on the policy anniversary when the life insured turns 101 and annually thereafter until the life insured passes away. The beneficiaries then receive a taxfree, enhanced estate benefit.

The Term 10 product provides lifetime coverage at guaranteed rates that increase every 10 years. The cost of insurance automatically becomes a level rate at the first step renewal after the life insured reaches age 75. The level cost of insurance is extremely competitive when compared to industry rates at those ages.

The Term 20 product operates in much the same way. Rates increase every 20 years until the first step renewal after the life insured attains age 65. The cost of insurance automatically becomes a level rate at that time.

Consider these benefits for clients as they age:

• The step rate versions provide low cost solutions at younger ages and guaranteed, fixed costs for customers as they age.
• Automatic levelizing of rates and coverage that continues no matter how long a person lives are unique benefits in the marketplace.
• Increasing coverage after age 100 with no further premium commitments are advantages customers can enjoy with peace of mind.

Empire Life is committed to providing consumer accountable products at rates that are highly competitive over the long term. And that’s what life insurance is for - providing coverage no matter when tragedy strikes.

Click here to get a Term Life Insurance Quote

Unity Life announced the launch of their newly redesigned website.

Visit www.unitylife.ca to see the new website!

The new website, not only has an updated look, but provides easier access to corporate, Life Insurance product and industry information to make your Web experience as productive as possible.

We have been receiving numerous inquires recently about the H1N1 virus (Swine flu) asking if we should be taking out life insurance coverage specifically to cover ourselves and our loved ones in case the worse happens during this pandemic.

It does look like the H1N1 virus may come with a vengeance this fall with one study finding that we could see the peak as early as mid October with many people dying. So should you be running out to buy life insurance coverage in case something should happen to you?

Most of us do not like to think about death but it can happen to us at anytime and yes it is better to plan today for tomorrow. If it takes the H1N1 virus for you start thinking about it, it is better to take time to make that consideration and if needed to take action today.

It is important to note that if you contract the H1N1 virus and want to take out a Life Insurance policy, most insurance companies will not cover you until the symptoms have cleared. In some cases they may want a period of time to pass before they will even consider coverage.

Get a Life Insurance Quote

As gold closed barely under $980 today, these next few days or weeks may be the last chance that you may be able to buy gold under $1,000.